Proximity and Profits

dividend investing2 200x200 Proximity and ProfitsThe reality of investing is that the further you are removed from managing your money, the further removed you will ultimately find yourself from the profits you are trying to reach. Every additional person you involve in making a financial decision will demand to be compensated- no one works for free.
Lets look a simple example; you buy some mutual funds though your broker.
An innocent enough activity, but who all is involved with this transaction and do they profit at your expense? Well there is:
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